Question 1

Is Florida unclaimed property different from what other states hold?

Accepted Answer

The legal mechanics are the same — dormant accounts, uncashed checks, insurance proceeds, and reverted securities — but the holder is. Florida dormant property is held by the Florida Department of Financial Services / MyfloridaCFO.com, which publishes the inventory in a single statewide portal rather than splitting it across counties or agencies. The procedural work after a record match is the same paperwork that any state claim requires, only with the DFS’s submission checklist and, where the claimant is a current or former Florida resident, the DFS’s proof-of-identity requirements.

Question 2

How long does a Florida-held claim take?

Accepted Answer

Intake response is one to two business days once we have the facts in hand. Identification runs in the same week we receive an inquiry. Affidavit preparation and state filing typically runs two to six weeks depending on heirship, prior-address, and identity documentation. The DFS review and follow-up is then four to twelve weeks; disbursement another two to four weeks once the claim is approved. These are coarse ranges, not guarantees — but they bracket what most Florida claimants see.

Question 3

Does Counterfoil charge the 30% contingency on Florida claims the same way?

Accepted Answer

Yes. The signed engagement letter states the same flat 30% of amounts successfully recovered from any Florida-held claim, taken at disbursement, with no add-on charges and no hourly billings. If the claim fails — no matching record, documentation that cannot be completed, DFS denial — we absorb the cost and bill you nothing. The 30% is the only compensation we receive on a Florida claim.

Question 4

What documentation does the Florida Department of Financial Services require?

Accepted Answer

The DFS accepts claim forms, government-issued identification, and prior-address proofs that tie the claimant to the record on file. Where the prior address is decades old, we supplement with heirship or estate documents and corroborating records from the original holder institution or its successor. We assemble the full package before filing so the DFS has a complete answer on first review.

Question 5

Can I file the Florida claim myself and skip Counterfoil?

Accepted Answer

You can. The Florida DFS public portal at MyfloridaCFO.com is free to search and the claim form is reachable on your own. The question is whether the procedural paperwork between a matching record and a cheque arriving is something you want to do yourself — most records sit unclaimed not because the owner cannot find them, but because each state filing has its own checklist, and a single missing proof stalls the matter. Our work is the paperwork after the database match.

Question 6

How do I prove my prior address in Florida if the records are decades old?

Accepted Answer

We assemble heirship and chain-of-address documentation — voter rolls, utility and phone records, employment records, school records, prior filings on related assets — until we have a corroborated record tying the claimant to the original address on file. The package is built case-by-case because every dormancy record is different, and a successful filing depends on the strength of the supporting proofs rather than the claim form itself.

Question 7

What happens if the Florida Department of Financial Services denies the claim?

Accepted Answer

A denial usually cites a missing proof or a documentation gap. We respond with the additional evidence the DFS flagged, refile within the appeal window the state allows, and continue until the claim resolves. If the claim cannot be made to resolve — because the supporting proofs do not exist, or because the state has independently determined the record is properly held — we absorb the cost and bill nothing. No recovery, no fee, on a Florida claim the same as anywhere else.

Florida unclaimed property, returned to the people who own it.

A state playbook, not a generic search.

Same four stages, tailored to the Florida filing.

The questions Florida claimants ask first.

Send what you know. The first review is free.